Off-Topic: A potential solution

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	Name:	water_watcher -
	Subject:	A potential solution
	Date:	11/17/2009 6:57:36 AM

The one thing that seems to be a major flaw in both the scocialist proposal and what the republicans offer as alternatives is the need to separate health insurance from the employer.

You do not get your car insurance or homeowners insurance from your employer.

I realize that historically that has been a "benefit" an employer would offer and many have used benefits over time to attract the best talent, but also keep an employee locked or think twice before theyleave to go to a competitor.

A much better option would be to allow employees select and purchase their own insurance ... get out of the group insurance concepts which favors the largest employers and penalizes small employers or forces them in to the disasterous "government option".

Employers could easily provide a health insurance credit. Government could require insurance companies to offer 3 to 5 "standard" insurance packages that they could design and mandate no one can be turned down for these packages.

The insurance companies would price and compete on the standard packages ... then offer their own hybrid packages to allow them to differentiate between competitors provided the hybrid policies at least include the standard coverage.

We do not need the type bill that is floating in congress ... and we definitely do not need a "government option". In our society, government should not run anything that competes with free enterprise. That is down right nuts.

Other messages in this thread:

View Entire Thread

Interesting Commentary - Talullahhound - 11/16/2009 1:15:58 PM

Interesting Commentary - Summer Lover - 11/16/2009 1:40:31 PM

Interesting Commentary - Talullahhound - 11/16/2009 5:20:47 PM

A potential solution - water_watcher - 11/17/2009 6:57:36 AM

A potential solution - Talullahhound - 11/17/2009 11:08:51 AM

Interesting Commentary - MartiniMan - 11/16/2009 5:44:08 PM

Interesting Commentary - Talullahhound - 11/17/2009 11:12:20 AM

Interesting Commentary - Barneget - 11/17/2009 6:53:34 PM

Interesting Commentary - Talullahhound - 11/18/2009 8:13:50 AM

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