Lake Lanier Topics: new flood insurance requirmts

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	Name:	Dixie Drifter -
	Subject:	new flood insurance requirmts
	Date:	11/2/2009 9:27:58 PM

I have had this problem with previous lenders. Everybody has to have a job, right? Someone at your lender's operation is a do-gooder, attempting to make sure all the i's are dotted an the tee's are crossed. Contact your lender and in a nice manner, suggest to them you are willing to provide them with an FCC (Flood Certification Certificate). An FCC is a document prepared by a licensed surveyor which verifies the elevation of your dwelling. If your home is several feet above the 524' level as you state, you should be able to avoid purchasing flood insurance. Only in the case where you are dealing with really dense people will you experience a lack of cooperation. Stand your ground and go up the chain of command, sooner or later you will have the privilege of speaking with some who has walking around sense. My wife is a realtor, she has lost count the number of times misguided lenders attempt to force lakefront property owners into purchasing flood insurance, which almost always, isn't required. Many times the lender makes the mistake of interpreting the whole of Smith Lake to be in a flood plain. Sounds wacky, but it's true! Good luck. Let us hear how you make out.

Other messages in this thread:

View Entire Thread

new flood insurance requirmts - southerncomfort - 11/2/2009 6:08:34 PM

new flood insurance requirmts - Dixie Drifter - 11/2/2009 9:27:58 PM

new flood insurance requirmts - southerncomfort - 11/2/2009 9:51:31 PM

new flood insurance requirmts - Yankee06 - 11/8/2009 6:09:58 PM

new flood insurance requirmts - Seal Team - 11/18/2009 10:35:22 AM

new flood insurance requirements - lotowner - 12/2/2009 2:51:59 PM

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