Lake Lanier Topics: Cert. of Elev.

Lake Lanier Topics

(Lake Lanier Specific)

149 messages

Updated 2/24/2023 6:27:46 AM

Off-Topic

Lakes Online Forum

83,959 messages

Updated 9/16/2024 5:02:50 PM

Boat Maintenance

Lakes Online Forum

5,204 messages

Updated 9/14/2024 10:10:50 AM

Lake Lanier Fishing

(Lake Lanier Specific)

3 messages

Updated 7/28/2021 3:19:01 PM

Jokes

Lakes Online Forum

4,172 messages

Updated 9/9/2024 5:04:44 PM

Sports

Lakes Online Forum

4,261 messages

Updated 5/28/2024 6:31:10 AM

Grilling & Recipes

Lakes Online Forum

2,979 messages

Updated 6/26/2024 5:03:03 AM

Tallapoosa River Topics

Lakes Online Forum

98 messages

Updated 4/15/2024 1:00:58 AM

Forum Usage Rules

Welcome, Guest

Select View Mode: [ classic | beta | recent ]

	Name:	MartynMart -
	Subject:	Cert. of Elev.
	Date:	12/1/2009 4:35:57 PM

I was referred to Hunt Surveying in Jasper. They charge $600. Wish I had seen the Cullman outfit before I committed. Hunt Surveying did say they would file the LOMA for me. I have seen some mis-information on the forum regarding the flood insurance premiums. First, once you are advised by your mortgage company that they have been notified that you are in a Special Flood Hazard Area, taking flood insurance is not a matter of choice. If you don't take the insurance within the prescribed time (normally 45 days), the mortgage company will take flood insurance for you and take the premium out of your escrow account. The good news is that if you are successful with the LOMA proces, and the mortgage company agrees to waive the flood insurance requirement (most do), you can provide your insurance carrier with a copy of the LOMA and the waiver from the mortgage company and receive a 100% reimbursement of your flood insurance premiums. There is no charge for filing a LOMA but it is not an easy process and does require an Elevation Certificate signed by a surveyor. Unfortunately, there is no compensation for all the aggravation and expense you have to go through to get this resolved. FEMA made an arbitray decision based on generalities and Alabama Power Company does not agree with the FEMA determination. If anyone decides to initiate a class action suit against FEMA to recoup the unnecessary expense and aggravation FEMA has put us through, please let me know.

Other messages in this thread:

View Entire Thread

Cert. of Elev. - lotowner - 11/30/2009 12:34:15 PM

Cert. of Elev. - Seal Team - 11/30/2009 4:08:12 PM

Cert. of Elev. - lotowner - 11/30/2009 4:29:55 PM

Cert. of Elev. - Seal Team - 11/30/2009 4:31:55 PM

Cert. of Elev. - lotowner - 11/30/2009 6:02:23 PM

Cert. of Elev. - MartynMart - 12/1/2009 4:35:57 PM

Cert. of Elev. - southerncomfort - 12/3/2009 11:58:15 PM

Cert. of Elev. - southerncomfort - 12/3/2009 11:48:19 PM

Cert. of Elev. - No Cat - 12/9/2009 12:55:20 PM

Cert. of Elev. - MartynMart - 12/22/2009 9:11:54 AM

Quick Links
Lake Lanier News
Lake Lanier Photos
Lake Lanier Videos