Name:   GoneFishin - Subject:   Martini's Roof Replacement Date:   3/30/2023 1:41:08 PM (updated 3/30/2023 1:43:09 PM)

I don't know if you used your broker who handled the business insurance. If yes, they can put some pressure on the Company. I don't know if you bought it Direct with no agent or used an agent in Alabama. If an agent they can speak to the carrier on your behalf. Put pressure on them...I assumed you used them because they came highly recommended for their service on  your behalf.

If you bought it direct with no agent, you are on your own but I assumed you saved money on the premium.

You can have an attorney write a letter...or contact the Alabama Dept Insurance.

For $10,000, I would go after them.

Years ago, my son was driving station wagon pulling a trailer with a sailfish. He was on vacation while in med school in New Hampshire.

While turning a corner the trailer touched the corner of a SUV's bumper that was parked illegally sticking out into the intersection. It was a new Explorer. The police came and ticketed the owner for illegal parking and filed a report that their was no damage. There was no exchange of Inurance info.

A month later, I received a letter from the owner's carrier requesting reimbursement for replacing the bumper.  I wrote them a letter and enclosed the police report that showed no damage and refused to pay them.

A month went by and I received another letter requesting the name of my insurance carrier. I knew that if I provided the name, my Company would probably pay the claim and raise my rates. So, I wrote a letter refusing to furnish them with my Insurer and reminded them it was a felony to file a false claim.

Before sending it, I called a neighbor who was an attorney to read it to him. He said to let him send it on his letterhead as a favor. Bottomline...never heard from the Insurance company again.