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TotheLake
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Subject: |
Where can I find the fire rating for Equality?
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Date:
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10/19/2014 8:31:37 PM
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We received our policy renewal this weekend and the policy went up this year. It has gone up 50% in 2 years. We have Allstate and have been a multiple policy holder with them for 25+ years.
We did some online quotes and Progressive said that we didn't meet their criteria for coverage. The couple of other places I did an online quote with said we have to call an agent. Our deductible with Allstate right now is $1000.
Can anyone recommend an insurance company? I did Progressive, Farmers and Geico. We are at the end of Coosa 20.
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Name: |
wix
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Subject: |
Where can I find the fire rating for Equality?
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Date:
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10/20/2014 2:46:21 PM
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You might try Auto Owners. They have an agent in AC. I've heard that Amica (sp?) has quoted in Alabama. If you were ever in military/reserve/guard you qualify to join USAA. Good Luck.
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Name: |
George
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Subject: |
Where can I find the fire rating for Equality?
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Date:
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10/20/2014 3:56:35 PM
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i used to have Allstate. Their policy is that if you are more than 5 miles from your VFD, you are charged double. I switched to State Farm and they don't care how far the VFD is, it's their rating that determined the rate. I am currently shopping because State Farm has just about doubled in the last 6 years, but I haven't found any cheaper.
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Name: |
lakngulf
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Subject: |
Where can I find the fire rating for Equality?
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Date:
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10/20/2014 4:33:28 PM
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Please let us know the results of your shopping. Our State Farm keep increasing as well.
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Name: |
TotheLake
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Subject: |
Where can I find the fire rating for Equality?
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Date:
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10/20/2014 6:22:36 PM
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I called our agent today because our policy expires Oct 31. He just had a generic address because we've never actually had a street address. Just by him adding our 911 address dropped the rate $76. We just increased the deductible for this year and will be shopping around.
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Name: |
wix
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Subject: |
Where can I find the fire rating for Equality?
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Date:
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10/20/2014 11:15:24 PM
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BTW, I meant to mention in the post above that the three companies I mentioned above are the three highest rated home insurance companies by Consumer Reports based on service. No, I have never sold insurance and have no dog in the hunt.
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Name: |
donnie1
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Subject: |
Where can I find the fire rating for Equality?
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Date:
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10/21/2014 6:28:27 PM
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We had Allstate written off our Beach house policy, then Allstate sent out a rep. and cancelled our policy. So we called the Allstate agent on the coast and they wrote us a policy off an affiliate, it's not Allstate but it seems very high for such a dinky cabin, about $100 per $10k insured. You may be able to ask your Allstate agent to check it out !
Tried to get Farmers to write off our B'ham home and they were even higher. Still much better than the prices on the coast.
Donnie
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Name: |
Rooster
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Subject: |
Where can I find the fire rating for Equality?
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Date:
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10/21/2014 9:51:47 PM
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Call State Farm in Alex City. If you insure a vehicle with them also, rate is reasonable. i received a quote from Allstate in Alex City also, but they are hard to deal with.
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Name: |
MartiniMan
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Subject: |
Drop Allsnake before its too late
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Date:
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10/23/2014 4:25:37 PM
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I can tell you from experience that Allsnake is the absolute worst insurer in the country. There is a reason for the website http://allstate-insurance.pissedconsumer.com. Used to be one called allstatesucks.com that was rife with horror stories. When they denied my claim and later cancelled my homeowners insurance I told them my goal was to cost them $1M per year in premium dollars and I am well on my way. They suck worst than most insurance companies and are unethical.
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